LGA Mutual Liability Scheme provides local government members with fully integrated risk, claims and legal services for the management of civil liabilities.
100% of SA councils maintain ongoing membership of the LGA Mutual Liability Scheme.
Extensive range of cover
LGA Mutual Liability Scheme offers members an extensive range of cover which includes:
- public and product liability
- professional indemnity
- environmental landfill (pollution legal liability)
- councillor and officer and employment practice liability
- aviation liability.
This cover is reinsured through various reinsurance arrangements with underwrites, predominantly based in London, and backed by the Treasure’s Indemnity.
This cover is provided at a low excess of $3,750 per claim. The LGA Mutual Liability Scheme also manages claims under this amount and claims that are subject to specific immunities.
Risk management services
The LGA Mutual Liability Scheme also offers an extensive range of risk management services to help councils protect their community.
Our risk management services include:
- preventative programs
- audits
- assisting with implementing a risk management framework
- identifying strategic and operational risks
- and much more.